Our Mission

“Vanguard estimates that the value of using an advisor is around 3% additional net annual gains for the investor.”

https://seekingalpha.com/article/4045415-what-is-value-of-advisor-vanguard-totes-up-advisors-alpha

Our mission is to provide financial planning and investment advisory services regardless of their current financial status to achieve retirement, financial, and wealth-building goals. To provide sound investing methodology, diversification, and knowledge and exposure of investments clients would not previously have had.

This graph is based the assumption from the Vanguard Whitepaper referenced in the quote and URL provided above. Taking the median household income of $63,627, a savings rate of 10%, an annual income increase of 1%, and a 3% difference in portfolio performance (6% No Advisor, 9% Advisor), the difference can be as stark as $380,174 (or 40.46%) over the course of 30 years.